Licensed Insurance Title Insurance Agent License in Alabama

Alabama's COS data specifically references a Licensed Insurance Title Insurance Agent, noting that applicants must be at least 19 years old and either an Alabama resident or a full-time employee of a licensed Alabama agent. The state requires a 20-hour pre-licensing course. However, the general Insurance Producer license in Alabama is governed by the Alabama Department of Insurance and covers broader lines of authority including Life, Health, Property, and Casualty. Alabama's insurance market is significantly shaped by hurricane and severe weather exposure along the Gulf Coast, making Property and Casualty lines especially active. The state requires producers to pass a state-specific examination for each line of authority. Alabama participates in NIPR reciprocity for non-resident licensing. Continuing education of 24 hours is required every two years, including 3 hours of ethics. Alabama does not mandate E&O insurance by statute, but most agencies require it as a condition of appointment.