Insurance Agent License in Colorado

Colorado provides structured COS data for Insurance Agent licensing, specifying that applicants must be Colorado residents, at least 18 years old, trustworthy, competent, and financially responsible. Requirements include continuing education, a college degree or equivalent experience, a third-party administered examination, and no criminal prohibitions. Military personnel are exempt from certain requirements. The Colorado Division of Insurance under the Department of Regulatory Agencies oversees all producer licensing. Colorado's insurance market is robust, driven by its growing population and diverse geography that includes urban centers, mountain communities, and agricultural regions. Property and Casualty lines are particularly active due to exposure to hailstorms, wildfires, and flooding. Colorado requires pre-licensing education of approximately 40 hours per major line. Continuing education is 24 hours biennially, including 3 hours of ethics. The state participates in NIPR for non-resident licensing and recognizes NARAB provisions for streamlined multi-state licensing.