Insurance Producer (Agent) License in Hawaii
Quick Answer
To become an insurance agent in Hawaii, you must complete pre-licensing education, pass the state exam, undergo a background check, and pay approximately $225 in total fees. Hawaii's unique mandatory employer health insurance law and exposure to volcanic and hurricane risks create distinct market opportunities.
- Education Required
- 40 hours
- Exam
- Hawaii Insurance Producer Exam (Prometric)
- Total Cost
- $225 (est.)
- Timeline
- 4-8 weeks
- Background Check
- Required
- Renewal
- Every 2 years
Requirements
Insurance Producer (Agent) license in Hawaii
Estimated Costs Est.
- Application Fee
- $50
- Exam Fee
- $60
- Renewal Fee
- $50
- Total Estimated Cost
- $225
Cost Breakdown
Estimated costs for getting your Insurance Producer (Agent) license in Hawaii. Values marked "Est." are extracted from official descriptions.
Enter the cost of your pre-licensing education program
Fees marked "Est." are extracted from official descriptions and may not reflect current pricing. Verify with the Hawaii licensing board.
Insurance Producer (Agent) Salary in Hawaii
Entry Level
$36,110
Median
$63,950
Experienced
$131,540
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Insurance Producer (Agent) in Hawaii.
- 1
Complete Education Requirements
No educational requirements
- 2
Submit Background Check
Background check required
- 3
Pass the Required Exam
State exam required — Hawaii Insurance Producer Exam (Prometric)
- 4
Submit Your Application
File your application with the licensing agency. Application fee: ~$50.
- 5
Receive Your License
Processing typically takes 4-8 weeks.
Insurance Producer (Agent) Licensing in Hawaii: What to Know
Hawaii's COS data lists the Insurance Producer (Agent) license, requiring continuing education, no formal education prerequisites, a state examination, and a background check. The Hawaii Department of Commerce and Consumer Affairs, Insurance Division, oversees all producer licensing. Hawaii's insurance market is unique due to its geographic isolation, high cost of living, and exposure to volcanic activity, tsunamis, and hurricanes. The Hawaii Hurricane Relief Fund was created after Hurricane Iniki in 1992, and property insurance remains a critical market segment. Hawaii is one of the few states with a mandatory employer-sponsored health insurance requirement under the Prepaid Health Care Act, creating strong demand for Health line producers. Pre-licensing education of approximately 40 hours per line is recommended. Hawaii participates in NIPR for non-resident licensing. Continuing education is 24 hours biennially. The state requires fingerprint-based background checks through the FBI and Hawaii Criminal Justice Data Center.
Frequently Asked Questions
- How much does a Insurance Producer (Agent) license cost in Hawaii?
- The estimated total cost is $225, including application fees, exam fees ($60), and education costs.
- How long does it take to get a Insurance Producer (Agent) license in Hawaii?
- The process typically takes 4-8 weeks, depending on education completion and exam scheduling.
- What exam do I need for a Insurance Producer (Agent) license in Hawaii?
- You need to pass the Hawaii Insurance Producer Exam (Prometric). State exam required
Considering another state?
Compare Insurance Producer (Agent) requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 14, 2026.