Licensed Insurance Agent License in Indiana

Indiana licenses insurance professionals as Insurance Producers through the Indiana Department of Insurance. The state has a moderately sized insurance market anchored by Indianapolis, which serves as headquarters for several significant carriers and managing general agencies. Indiana requires pre-licensing education from an approved provider, typically 40 hours per major line of authority. The state's insurance landscape is influenced by its central geographic location, agricultural economy, and manufacturing base, creating demand across personal, commercial, and specialty lines. Indiana's exposure to severe weather including tornadoes and flooding drives significant Property and Casualty activity. The state requires criminal background checks and fingerprinting. Indiana offers a temporary license for certain qualifying applicants. Continuing education is 24 hours biennially, including 3 hours of ethics. Indiana participates in NIPR for non-resident licensing. The state does not mandate E&O insurance by statute for individual producers, though most agencies and carriers require it as a condition of appointment and affiliation.