Insurance Agent License in Kansas

Kansas licenses insurance professionals as Insurance Agents through the Kansas Insurance Department. Kansas has relatively low licensing fees compared to many states. The state's insurance market is heavily influenced by its agricultural economy and severe weather exposure, particularly tornadoes, hailstorms, and straight-line wind events across the Great Plains. Kansas is part of Tornado Alley, and Property and Casualty producers find strong demand for homeowners, farm and ranch, and commercial property coverage. Crop insurance is also a significant line, with Kansas being a top producer of wheat and grain sorghum. Pre-licensing education requires approximately 40 hours per line of authority. Kansas conducts criminal background checks and may deny licenses for felony convictions involving dishonesty or breach of trust. Continuing education is 24 hours biennially, including 3 hours of ethics. Kansas participates in NIPR for non-resident licensing. The state does not require a surety bond for individual producers. Wichita and the Kansas City metro area are primary insurance industry centers.