Broker License in South Carolina

The COS API returned no insurance-related titles for South Carolina, making this a no-match state. South Carolina licenses insurance professionals as Insurance Producers through the South Carolina Department of Insurance (SCDOI). South Carolina's insurance market is significantly influenced by its Atlantic coastline, which is exposed to hurricanes and tropical storms. The South Carolina Wind and Hail Underwriting Association provides residual market coverage for coastal properties that cannot obtain private wind coverage. Charleston, Myrtle Beach, and Hilton Head Island are areas of particular coastal insurance demand. The state requires pre-licensing education of approximately 40 hours per major line of authority. South Carolina requires criminal background checks and fingerprinting. The state's growing population, particularly in the Charleston and Greenville-Spartanburg metro areas, is driving increased insurance demand across all lines. Continuing education is 24 hours biennially, including 3 hours of ethics. South Carolina participates in NIPR for non-resident licensing. Columbia is the primary regulatory and insurance industry center.